Introduction

The API allows an online merchant to enable the purchase of third-party digital goods and to request payment against the user’s Operator carrier billing system. The API enables several related operations to the purchase (triggering purchase and consulting information to follow up on fulfillment) and to the payment, in one step by requesting carrier billing payment or with additional steps to prepare the payment before confirming or cancelling it. The Operator takes care of the billing. Usually, the payment amount is added to the user’s phone bill or deducted from their prepaid balance, and funds are paid to the merchant by the Operator.

Key Benefits

• Convenient and secure online payment solution for unbanked/underbanked users who cannot pay by credit card.
• Increased conversion for merchants.
• A secure method of payment that avoids the need to enter credit or debit card details on a merchant site.

Use Cases

Mobile payments across media, gaming, mobile services, ticketing, content, and other digital services: When reaching checkout online, the user gets the option to pay by mobile. If chosen, the merchant requests payment via the Carrier Billing API. The payment amount is added to the user’s phone bill or deducted from their prepaid balance. The settlement from the mobile operator to the merchant takes place to cover all users’ payments over a defined period.